Small Business Commercial Checking Business Checking
With Interest
Commercial Money
Market Account
Type of Account Customers with low monthly activity Ideal analysis account for all business customers Checking with interest Limited checking with interest
Business Type All types All types Sole Proprietorship & Non-Profit organizations only All business types
Minimum to Open $25.00 $25.00 $25.00 $25.00
Monthly Service Fee Free for transactions up to 200 items
$10 over 200 items, plus per item charge
$8 plus analysis charges
(earnings may offset fees)
Free for average daily balances over $1,000
$15 for average daily balances below $1,000
Free for average daily balances over $1,000
$15 for average daily balances below $1,000
Interest Earned No Interest No Interest Average Daily Balance above $1,000 Average Daily Balance above $1,000
Transaction Limit Unlimited Unlimited Unlimited *6 per statement cycle
Withdrawal Fee 1-200 items* - Free
201+ items* - $0.19 each
$0.10 each 1-20 items - Free
21+ items - $0.10 each
6 free per cycle
$2.50 for each additional
Deposit Fee 1-200 items* - Free
201+ items* - $0.19 each
$0.10 each 1-20 items - Free
21+ items - $0.10 each
FREE
Statements Must enroll in e-statements for itemized monthly statements Monthly with images Monthly with images Monthly with images
Online Banking  FREE FREE FREE FREE
Bill Pay $5.95 Monthly up to 20 items
.50 per each additional item
$5.95 Monthly up to 20 items
.50 per each additional item
$5.95 Monthly up to 20 items
.50 per each additional item
$5.95 Monthly up to 20 items
.50 per each additional item
-Overdraft privilege may be available after meeting qualifications
*Items: withdrawal, deposit, or deposited items
-Overdraft privilege may be available after meeting qualifications -Overdraft privilege may be available after meeting qualifications
Fees may offset earnings
*Items: withdrawal, deposit, or deposited items
*Under Federal regulation, transfers from this account to another account or to third parties by preauthorized, automatic, or telephone transfers are limited to six per month.
Small Business
Type of Account Customers with low monthly activity
Business Type All types
Minimum to Open $25.00
Monthly Service Fee Free for transactions up to 200 items
$10 over 200 items, plus per item charge
Interest Earned No Interest
Transaction Limit Unlimited
Withdrawal Fee 1-200 items* - Free
201+ items* - $0.19 each
Deposit Fee 1-200 items* - Free
201+ items* - $0.19 each
Statements Must enroll in e-statements for itemized monthly statements
Online Banking  FREE
Bill Pay $5.95 Monthly up to 20 items
.50 per each additional item
-Overdraft privilege may be available after meeting qualifications
*Items: withdrawal, deposit, or deposited items
Commercial Checking
Type of Account Ideal analysis account for all business customers
Business Type All types
Minimum to Open $25.00
Monthly Service Fee $8 plus analysis charges
(earnings may offset fees)
Interest Earned No Interest
Transaction Limit Unlimited
Withdrawal Fee $0.10 each
Deposit Fee $0.10 each
Statements Monthly with images
Online Banking  FREE
Bill Pay $5.95 Monthly up to 20 items
.50 per each additional item
-Overdraft privilege may be available after meeting qualifications
Business Checking With Interest
Type of Account Checking with interest
Business Type Sole Proprietorship & Non-Profit organizations only
Minimum to Open $25.00
Monthly Service Fee Free for average daily balances over $1,000
$15 for average daily balances below $1,000
Interest Earned Average Daily Balance above $1,000
Transaction Limit Unlimited
Withdrawal Fee 1-20 items - Free
21+ items - $0.10 each
Deposit Fee 1-20 items - Free
21+ items - $0.10 each
Statements Monthly with images
Online Banking  FREE
Bill Pay $5.95 Monthly up to 20 items
.50 per each additional item
-Overdraft privilege may be available after meeting qualifications
-Fees may offset earnings
*Items: withdrawal, deposit, or deposited items
Commercial Money Market Account
Type of Account Limited checking with interest
Business Type All business types
Minimum to Open $25.00
Monthly Service Fee Free for average daily balances over $1,000
$15 for average daily balances below $1,000
Interest Earned Average Daily Balance above $1,000
Transaction Limit *6 per statement cycle
Withdrawal Fee 6 free per cycle
$2.50 for each additional
Deposit Fee FREE
Statements Monthly with images
Online Banking  FREE
Bill Pay $5.95 Monthly up to 20 items
.50 per each additional item
*Under Federal regulation, transfers from this account to another account or to third parties by preauthorized, automatic, or telephone transfers are limited to six per month.

Business Treasury Management Services

Cash Managment Online (some fees apply)

  • Managment of funds with multiple users and control levels.
  • ACH credit and debit origination - employee payroll, vendor payments, funds consolidation from other banks, etc.
  • Wire transfer - send one time or recurring domestic wires
  • Remote deposit capture - submit customer check payments electronically
  • Stop payments - ability to place stop payments
  • Positive pay - monitoring of inclearing checks to fight against fraud
  • Balance reporting - provides current and prior day balance information, enhanced reporting
  • Secure File transfers - allows customers to securely upload secure information to us through the online banking

Sweep Services

  • Effectively manage your funds to maximize your interest earned and paid

Merchant Services

  • A variety of card reader point-of-sale options for the acceptance of debit and credit card payments
  • Check Acceptance to safely process check and ACH payments
  • E-commerce account setup for online merchants
  • Gift card sales
  • Other solutions: time sheets, payroll processing, marketing, and accounting.

Inquire about an account