| Secure Checking | Simply Checking | Money Market Investment | |
|---|---|---|---|
| Type of Account | Advanced Checking with interest | Basic Checking without interest | Limited Checking with interest |
| Minimum to Open | $25.00 | $25.00 | $25.00 |
| Online Banking | FREE | FREE | FREE |
| Mobile Deposit (Through App) | FREE | Not Available | Not Available |
| Bill Pay | FREE | FREE | Not Available |
| Checks | Free: 1 box personalized wallet-style checks per year | Standard fees apply | FREE personalized wallet-style checks |
| Service Charge | Monthly: $5 with E-Statements $8 with paper statements |
FREE with E-statements $5 with paper statements |
Monthly: FREE if average daily balance is greater than $1,000 or $15 if average daily balance falls below $1,000 |
| Statements | Monthly | Monthly | Monthly |
| Paper Statement | Included in service charge | $5.00 | FREE |
| Check Images in Statement | Yes | No | Yes |
| Transactions Limit | Unlimited | Unlimited | *6 per statement cycle $2.50 for each additional |
| Minimum Average Daily Balance for Interest |
$1,000 | No Interest | $1,000 |
| Annual Percentage Yield (APY)* | See Rates | N/A | See Rates |
| Interest Rate* | See Rates | N/A | See Rates |
| Interest Compounded* | Monthly | N/A | Monthly |
|
-Free instantly issued debit cards available -Exclusive access to mobile deposit capture -Free cashier's checks -10% discount on Safe Deposit Box if auto debited from checking account -Overdraft privilege may be available after meeting qualifications |
-Free instantly issued debit cards available -Overdraft privilege may be available after meeting qualifications |
* Under Federal Regulation, transfers from this account to another account or to third parties by preauthorized, automatic, or telephone transfers are limited to six per statement cycle. -Fees may offset earnings. |
*Fees applied may affect APY. Interest rates are subject to change at any time.
SECURE CHECKING ADDITIONAL INFORMATION & FEATURES
Feel Confident with IDProtect®
You can rest easy knowing that IDProtect, our identity theft monitoring and resolution service, can help better protect you and your family’s identities.
-
Identity Theft Expense Reimbursement Coverage
Receive up to $10,000 to help pay expenses, clear your name and help recover your identity should you become the victim of identity theft. -
Fully Managed Identity Theft Resolution Services and Personal Information Management Program
Access to a dedicated fraud specialist assigned to manage your case until your identity is restored. -
Debit and Credit Card Registration
Register your credit, debit, and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards. (Registration/activation required.) -
3-in-1 Credit File Monitoring
IDProtect will monitor your Equifax, Experian, and TransUnion credit files daily, and automatically alert you if key changes occur. (Registration/activation required.) -
3-in-1 Credit Report
Request an updated credit report every 90 days or upon receipt of alert. Each new report includes an updated single bureau credit score. Credit Score is a VantageScore 3.0 based on single credit bureaus date. Third parties may use a different type of credit score to access your creditworthiness. (Registration/activation required.) -
Identity Monitoring
Monitoring of over 1,000 databases (Registration/activation may be required.) -
Online Identity Theft News Center and Valuable Phone and Web Resources
(Registration/activation required.)
Secure Checking also helps protect you from unexpected losses.
- Accidental Death & Dismemberment Insurance
Receive up to $10,000 24-hour Accidental Death & Dismemberment Insurance (Coverage divides equally on joint accounts and reduces by 50% at age 70.) - Cellular Telephone Protection
Receive up to $300 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. and abroad. Maximum of two claims per year. Covers the first three phones on a cellular telephone bill paid through your checking account. (Cellular telephone bill must be paid through this account.)
Save when you play
Travel and Leisure Discount MembershipMoney-saving discounts from thousands of local and national businesses. Members can redeem and print coupons online or access discounts from their smartphone. Digital Access makes saving super easy and convenient, giving instant savings anywhere, and anytime. (Registration/activation required. Available Online Only.)
Save on healthcare
Health Discount SavingsEnjoy savings on vision, prescriptions, and dental services. (Registration/activation required.) This is NOT insurance.
Secure Checking Disclosures:
IDProtect service is a personal identity theft protection service available to personal checking account owner(s), their join account owners and their eligible family members. Family includes: Spouse, persons qualifying as domestic partner and children under 25 years of age and parent(s) of the account holder who are residents of the same household.
Special program Notes: The descriptions herein are summaries only and do not include all terms, conditions, exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefit or the certificate of insurance.
Credit file monitoring may take several days to begin following activation.
Insurance Products are not insured by the FDIC or any Federal Government Agency; Not a deposit of or guaranteed by the bank of any bank affiliate.
| Secure Checking | |
|---|---|
| Type of Account | Advanced Checking with interest |
| Minimum to Open | $25.00 |
| Online Banking | FREE |
| Mobile Deposit (Through App) | FREE |
| Bill Pay | FREE |
| Checks | Free: 1 box personalized wallet-style checks per year |
| Service Charge | Monthly: $5 with E-Statements $8 with paper statements |
| Statements | Monthly |
| Paper Statement | Included in service charge |
| Check Images in Statement | Yes |
| Transactions Limit | Unlimited |
| Minimum Average Daily Balance for Interest |
$1,000 |
| Annual Percentage Yield (APY)* | See Rates |
| Interest Rate* | See Rates |
| Interest Compounded* | Monthly |
|
-Free instantly issued debit cards available -Exclusive access to mobile deposit capture -Free cashier's checks -10% discount on Safe Deposit Box if auto debited from checking account -Overdraft privilege may be available after meeting qualifications |
| Simply Checking | |
|---|---|
| Type of Account | Basic Checking without interest |
| Minimum to Open | $25.00 |
| Online Banking | FREE |
| Bill Pay | FREE |
| Checks | Standard fees apply |
| Service Charge | FREE with E-statements $5 with paper statements |
| Statements | Monthly |
| Paper Statement | $5.00 |
| Check Images in Statement | No |
| Transactions Limit | Unlimited |
| Minimum Average Daily Balance for Interest |
No Interest |
| Annual Percentage Yield (APY)* | N/A |
| Interest Rate* | N/A |
| Interest Compounded* | N/A |
|
-Free instantly issued debit cards available -Overdraft privilege may be available after meeting qualifications |
| Money Market Investment | |
|---|---|
| Type of Account | Limited Checking with interest |
| Minimum to Open | $25.00 |
| Online Banking | FREE |
| Bill Pay | Not Available |
| Checks | FREE personalized wallet-style checks |
| Service Charge | Monthly: FREE if average daily balance is greater than $1,000 or $15 if average daily balance falls below $1,000 |
| Statements | Monthly |
| Paper Statement | FREE |
| Check Images in Statement | Yes |
| Transactions Limit | *6 per statement cycle $2.50 for each additional |
| Minimum Average Daily Balance for Interest |
$1,000 |
| Annual Percentage Yield (APY)* | See Rates |
| Interest Rate* | See Rates |
| Interest Compounded* | Monthly |
|
* Under Federal Regulation, transfers from this account to another account or to third parties by preauthorized, automatic, or telephone transfers are limited to six per statement cycle. -Fees may offset earnings. |
